Personal Checking
ME Checking - provides you with benefits that allow you to access your Money Easily, for Maximum Enjoyment, with Minimum Effort - and you have the ability to earn discounts on your monthly service or have no monthly service fee.
| Account Benefits | ME Checking | No Strings Checking |
| Minimum Opening Deposit | $100 | $100 |
| Debit Card with CardCash Rewards | 1% Cash Back on signature based transactions on your Debit Card - 1% of total qualifying transactions that post to your account between the first and last day of the month will be deposited into your checking account on the 15th day of the following month. Minimum monthly spend of $500. Maximum yearly reward of $250 | Debit Card only |
| Discounts on Checks | 2 orders of regular imprinted checks each year or 50% discount on designer checks | No |
| Overdraft Forgiveness | You will have 1 overdraft at no charge every 12 months from the first waived overdraft. | No |
| CD Rate Increase | .10 basis points increase on our CD rates | None |
| Online Banking and Web BillPay | Unlimited access with no charge. If you have 3 Web Billpayments in your statement cycle, you will receive a $2 discount on your monthly service fee. | Unlimited access with no charge |
| Fax Services | No Charge | Available for a fee |
| Safe Deposit Box Discount | 10% discount on all available safe deposit boxes | Available for a fee |
| ATM Access | Unlimited ATM access on CIRRUS, STAR, NYCE and Intercept ATMs worldwide. No fees at any CCB location, Mountain Community Bank (a branch of Carter County Bank), or Bank of Tennessee ATM | Unlimited ATM access on CIRRUS, STAR, NYCE and Intercept ATMs worldwide. No fees at any CCB location, Mountain Community Bank (a branch of Carter County Bank), or Bank of Tennessee ATM |
| Teller Visits | Unlimited | Unlimited |
| eStatements | Yes, and receive $2 discount on your monthly service fee. | Yes |
| Monthly Service Fee |
|
No Monthly Service Fee |
