CDs

Minimum to open – $500

All deposits are insured by the FDIC up to $250,000.  Choice of interest payment options.

Term ME Checking Rate ME Checking APY *Interest Rate  *APY   
 7-31     Days  0.15%  0.15%  0.05%   0.05% 
32-59    Days 0.15% 0.15% 0.05% 0.05%
60-89    Days 0.15% 0.15% 0.05% 0.05%
90-179  Days 0.21% 0.21% 0.11% 0.11%
180 – 364 Days 0.30% 0.30% 0.20% 0.20%
12 Months   0.40%  0.40%   0.30%  0.30% 
18 Months 0.44% 0.44% 0.34% 0.34%
24 Months 0.55% 0.55% 0.45% 0.45%
30 Months 0.65% 0.65% 0.55% 0.55%
 36 Months  0.80%  0.80%  0.70% 0.70% 
48 Months   1.24%    1.25%   1.14% 1.15% 
60 Months  1.70%  1.71%  1.60% 1.61% 

*Annual Percentage Yield as of January 21, 2014. Rates available for CDs up to $250,000 with a minimum deposit of $500. Rates offered for a limited time and are subject to change. No institutional investors. Penalty for early withdrawal. Fees could reduce the earnings on the account. Interest is paid out at least annually.