Perfect Savings

Account Benefits Perfect Savings Money Market Christmas Club
Minimum opening deposit $100 $2500 $5
Monthly Service Fee $2.00 per quarter – if balance falls below $100 $10 a month, if balance falls below $2500 None
Interest Earning Interest paid on balances of $50 and greater Yes with a minimum balance of $2500 Yes, interest is paid on all balances
Online Banking Unlimited access with no charge if you have a checking account Unlimited access with no charge if you have a checking account Unlimited access with no charge if you have a checking account
Special Notes
  • 6 withdrawals per quarter; withdrawals in excess of 6 per quarter are $1.00 per withdrawal
  • Reg D limitations apply
  • Transactions are limited to 6 per month. Withdrawals in excess of 6 per month incur a $10.00 per item fee. Reg D limitations apply.
  • Fees could reduce the earnings on the account
  • Checks are mailed or deposited to your checking account in mid October
  • $5 per withdrawal fee for each withdrawal made prior to annual disbursement
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